Bikers In Nepal

First Biker’s of Nepal
Biker’sNepal Pvt. Ltd. established in 2006, is the premier dirt bike tour company, the “FIRST” of its kind in the nation. Biker’sNepal gears up to be the ultimate ENGINE for adventure tours, the supreme SUSPENSION for bikers to showcase their flair in bike riding, the serene SILENCER for all bikers to communicate (without much noise and 100% result). You can get to know the latest tandem trends, take a peek at the ace accessories, perform or perceive stunning bike stunts, identify the finest service providers in dirt bike maintenance & repairs, share your experiences with like-minded bikers, find out which bikes are on sale and clutch everything you’ve always wanted to know about dirt bikes.

So Get, Set, Accelerate… ride like never before on the off-road courses, hills and mountains and feel the adrenalin-rush with us."

WHO THEY ARE

Bikersnepal is a group of young, energetic off-road bikers who have pioneered the off-road biking in Nepal . It has fulfilled the need for an active representation for the off-road biking, and for an organized, responsible attitude in the practices of off-road bikers.


Bikersnepal focuses on accessing new routes with breath taking panoramic views that surround the valley and provide the perfect backdrop for the rides. Bikersnepal takes you to places where no other normal bikes have journeyed before. Be it One-to-One or One-to-Two or Group off-road tour, with Bikersnepal you can feel the excitement, encounter the thrill and the adventure which would be absolutely hard to forget.

Bikersnepal specializes in off - road tour holidays, weekend breaks and one day rides for those looking for real off-road rides. You may come along and experience off-road tours in your own bike or hire one from us. Bikersnepal has a pool of fully trained and professional tour guides who will escort you on all the off-road tours. They are dedicated and have passion for the sport and commitment to provide all the riders, beginners as well as experts, full guidance and support during the tour.

WHAT THEY DO

Bikersnepal organizes off-road tours and provides various services.
Specifically, we are involved in:

• Organizing off – road tour holidays, weekend breaks and one day rides.
• Operating off – road services
• Providing excellent full repair and maintenance facilities, services, bike setup and variety of mechanical services in our workshop
• Sale of wide range of quality bikes, clothing, and accessories parts at an amazing price

• Resale of used bikes
• Bike rentals
• Other activities – Opportunity for membership at Bikersnepal, white water rafting, trekking, bungee jumping, paragliding, STUNT SHOWS and more.

WHY OFF- ROAD BIKING

Off-Road Biking has developed to become a sport of its own and not just a pastime. We invite you to take a closer look into the world of off-road biking from now on because
1. Off-road biking is a means of adventure.
2. Off-road biking is about having fun filled workout that will get you to places.
3. Off-road biking is about getting out of the urban jungle into the wilderness, fun,and excitement and getting closer to nature, mountains, pumping fresh air in your body and making those weekends worthwhile.
4. Off-road biking is about making a journey just few hours away from the chaos of everyday routine life and freeing yourself from the stress of the hectic work schedule, meeting deadlines, worrying about paying bills and escaping the pollution.
5. Off-road biking is a ticket to relaxation, time to recharge the biological batteries for those weekend warriors.
6. Off-road biking is the sudden rush you feel as you go down hill after a tiring ride up a steep mountain.
7. Off-road biking is also about conquering the mountain and feeling proud of yourself. You can say to yourself, “I have conquered the mountain and now I’m going enjoy the fast ride down!”
8. Off-road biking is about enjoying several moments of ecstasy and cherishing the memories shared with fellow bikers.
9. Off-road biking is about taking time to admire the superb beauty of nature.

BIKERSNEPAL HOLIDAYS

Bikersnepal offers some of the most exciting and scenic off-road tours in the Hills and Mountains. We have a wide network of highly capable bikers in the Kathmandu valley, Pokhara, Lhasa ( Tibet ) etc. Head out with the experienced and knowledgeable guides on terrain including single track, cross country, uphill, and downhill riding depending on your ability.
Our holidays are intended for cross country (XC) riders of all levels and capacity. We have special guides to show you the best routes to suit your preference. Whether you are an expert or a novice, we create an environment where you can feel comfortable.
You may choose to do your own thing or take our guidance. If you wish to make use of our off-road guides then we will show you all the trails which are usually out of sight of the public and give you a fantastic week of exhilarating ride.

Tour Summary

• One day tour
• Overnight tour
• Two day tour
• Three day tour
• Weekly student ride
• Kathmandu valley rim
• Pokhara Kathmandu
• Special off-roads
  

JOIN THE BIKER'SNEPAL

They offer you tours and trips with real adventure. Rely on our long time experience and let us organize your vacation the way you like it. Traveling, lodging and food - we can plan your trip from start to finish. www.bikersnepal.com

Sport Bikes

Sport Bikes


Suzuki's civilised V-twin gets the X-factorSuzuki's dual-purpose DL650 V-Strom has always been one of the most civilised light tourers on the market, but hardly a serious off-roader... until now, that is. [Full Story...] Vintage Vespas bring modern buzz to LondonThey can be pink, metallic-white or decorated with flags: the Vespa scooters outside Yasir Al-Turaihi's London shop look fresh and hip - even though some are already 60 years old. [Full Story...] 2007 leg-up for Honda's high-ridin' VaraderoThe Honda Varadero has undergone some changes for 2007 and they've made it significantly more user-friendly in two important respects. [Full Story...] Phakisa Boxer Cup: amazing wheelie, close racingIt was already clear after qualifying for the third round of the 2007 Boxer Cup at Phakisa on Saturday that the racing would be close - and it was. [Full Story...] New bike class for Killarney RegionalsThere will be a new class in the fourth round of the Western Province Regional motorcycle series at Killarney this Saturday. [Full Story...]
New Kawa quad all ready to raceKawasaki claims its new 450cc quad is ready for the track stright out of the box - and it's here now![Full Story...]
Kawasaki's 'Big Zed' gets even wilder for '07Kawasaki's urban terrorist has been retuned for more mid-range with smaller throttle bodies and shorter gearing - can you say "instant wheelie"?[Full Story...]
Kawasaki ZX-6R - Return of the NinjaKawasaki’s track-bred 2007 Ninja ZX-6R has at last arrived in South Africa - we have the power and we have the prices...[Full Story...]
Kawasaki Mule - it's a golf cart on steroidsIt's too big to be a quad – even by utility standards – and too small for a bakkie, so what is it?[Full Story...]
2007 leg-up for Honda's high-ridin' VaraderoThe Honda Varadero has undergone some changes for 2007 and they've made it significantly more user-friendly in two important respects.[Full Story...]
Bandit 650: Affordable all-rounder from SuzukiSuzuki's middleweight is a smooth, all-round performer that won't buckle the budget, says TIM LUCKHURST[Full Story...]
Honda's CBR600RR: hidden talents exposedWhen he first rode the 2007 Honda CBR600RR Dave Abrahams said it was a little bland; now he's lived with one for a week he's changed his mind.[Full Story...]
Buell XB12S Lightning: Flawed geniusIt starts shakily and the gearbox clunks but this bike - as agile as a gymnast - is a winner, says TIM LUCKHURST.[Full Story...]Suzuki's California Cruiser - muscle backs its styleSuzuki, with its M109R, has proved that a cruiser doesn't have to look like a Harley; this one looks very smooth, very stretched, very "concept" – only this concept runs... boy, does it run![Full Story...]

Sport Cars

Sport Cars
May 8 - 2007 Weber Sportscar Swiss manufacturer Weber has announced a new 900 hp supercar.
2007 Weber Sportscar
May 8 - 2007 Hamann BMW X5 E 70 Hamann's version of the X5 features new aerodynamics, sport springs, and increased power.
2007 BMW X5 E 70
May 7 - 2008 Porsche 911 997 Turbo Cabriolet Porsche announces the upcoming Cabriolet version of the AWD, 480-hp Porsche Turbo.
2008 Porsche 911 997 Turbo Cabriolet
May 4 - 2008 Mercedes-Benz SLR McLaren Roadster Today DaimlerChrysler introduces the much-anticipated roadster version of their SLR supercar.
2008 Mercedes-Benz SLR McLaren Roadster
May 4 - 1940 Ford Pickup of George Poteet by FastLane Rod Shop This award-winning truck built by FastLane Rod Shop is finished off in Dupont Hothues gold.
1940 FoMay 3 - 2007 Edo Competition Maserati MC12 XX Edo Competition obtains an additonal 170 hp out of the MC12's 6.3 liter naturally-aspirated V12, for an amazing total output of 800 hp. Equally impressive is the 220 lb reduction in weight from the stock MC12.
2007 Edo Competition Maserati MC12 XX
May 3 - 2007 Hamann Ferrari 612 Scaglietti Hamann introduces an aerodynamics and suspension package for the Ferrari 4-seater.
2007 Hamann Ferrari 612 Scaglietti
May 3 - 2007 Hamann Lamborghini LP640 An aerodynamic and interior package for the top of the line Murcielago.
2007 Hamann Lamborghini LP640
May 2 - 2007 Rinspeed Le Mans 600 based on Porsche 997 Turbo Swiss manufacturer Rinspeed introduces a comprehensive aerodynamic package for the 911 Turbo. Engine output is increased to 600 hp and 590 lb-ft of torque, while an adjustable suspension system and new brake kit add to the overall performance.
2007 Rinspeed Le Mans 600 Porsche 997 Turbo
May 1 - 2007 Edo Competition Ford GT Edo obtains an additional 60 hp from the Ford GT for a total of 610 hp @ 6500 rpm
2007 Edo Competition Ford GT
May 1 - 2007 Edo Competition Porsche 996 Turbo Edo Competition's tuning of the Porsche 996 turbo yields 585 hp. Other enhancements include an improved brake system and aerodynamic package.
2007 Edo Competition Porsche 996 Turbo
May 1 - 2007 Edo Competition Volkswagen Touareg Electronic tuning of the Touareg diesel V10 yields 627 lb-ft at 2200 rpm.
2007 Edo Competition Volkswagen Touareg
April 29 - 2008 Chevrolet Corvette Significant upgrades for the latest Corvette include a new LS3 engine producing a very impressive 436 hp with the optional two-mode exhaust system.
2008 Chevrolet Corvette
April 28 - 2007 Geely Coupe Concept A sporty coupe design from this Chinese manufacturer.
2007 Geely Coupe Concept
April 28 - 2007 Ssangyong WZ A sedan concept from this Korean manufacturer.
2007 Ssangyong WZ
April 27 - 2008 Mitsubishi Lancer Evolution X An early look at the next-generation Evolution due next year.
2008 Mitsubishi Lancer Evolution X
April 27 - 2007 Alpina B3 BiTurbo based on BMW 335i Alpina turbocharges the 3 liter 6 on the 335i to produce 360 hp, as well as offering improved aerodynamics and interior ergonomics.
2007 Alpina B3 BiTurbo based on BMW 335i
April 26 - 2007 Autodelta Alfa Romeo GT Super Evo Autodelta increases the power output for its supercharged version of the Alfa Romeo GT. The latest Super Evo produces 341 hp from a 3.2 liter V6.
2007 Autodelta Alfa Romeo GT Super Evo
April 26 - 2007 Autodelta Alfa Romeo Brera J5 3.2 C The supercharged Autodelta Brera produces 348 hp, or 88 hp more than the stock Alfa Romeo Brera.
2007 Autodelta Alfa Romeo Brera J5 3.2 C
April 26 - 2008 Nissan Skyline Coupe Nissan celebrated the 50th anniversary of the Skyline with their introduction of the 2008 Skyline Coupe for the Japanese market.
2008 Nissan Skyline Coupe
April 25 - 2007 Maserati GS Zagato This specially-commissioned Maserati GS Spyder is modeled after the 1954 Maserati A6 G Zagato.
2007 Maserati GS Zagato
April 25 - 1932 Ford M-1 Mechanix Special The cover story of the November 1951 issue of Mechanix Illustrated magazine detailed how you could “build a race car in your own garage for under $500”, using a 1932 Ford. Following those plans, this car was built sometime in 1952, in New Jersey, and raced at East Coast race tracks in the early 1950’s until it was ultimately retired.

1932 Ford M-1 Mechanix Special
April 23 - 2007 Lumma Design CLR 500 RS based on BMW M5 This high performance limousine receives a complete body-kit in spectacular optics, a new chassis, a racing exhaust system, numerous interior accessories as well as power enhancement providing even better performance.
2007 Lumma Design CLR 500 RS BMW M5
April 23 - 2007 Hamann Renntaxi BMW Z4 M Coupe Hamann's latest version of the Z4 M Coupe. Press release to follow.
2007 Hamann Renntaxi BMW Z4 M Coupe
April 22 - 2007 BMW Concept CS BMW's latest concept gives us a look at a possible new 8 series sedan.
2007 BMW Concept CS
April 22 - 2007 Ford Shelby GT500 Red Stripe Appearance Package Special package includes unique exterior striping and badges, red and black leather seating, special interior trim and logos and branded Shelby GT500 car cover.
2007 Ford Shelby GT500 Red Stripe Package
April 21 - 2007 Buick Riviera Concept Coupe Buick has introduced this streamlined coupe at the Shanghai Auto Show.

2007 Buic
April 20 - 2007 Audi Cross Coupe Quattro Study The Audi Cross Coupé quattro combines the design and dynamism of a compact premium sports car with the spaciousness and versatility of a four-seat sport utility vehicle.
2007 Audi Cross Coupe Quattro Study
April 19 - 2007 Spada TS Codatronca SpadaConcepts will produce this original design built on a Corvette chassis and powered by a LS7 V8.
2007 Spada TS Codatronca
April 19 - Porsche 911 996 Top Art Concept Design by Bogdan Urdea Renderings of a modified 996 design concept
Porsche 911 996 Top Art Concept Design
April 19 - 2007 FAB Design Mercedes-Benz CL 600 V12 Biturbo This twin-turbocharged CL from FAB design produces 641 hp and a massive 826 lb-ft of torque.
2007 FAB Design Mercedes-Benz CL 600 V12 Biturbo
April 18 - 2007 Twike The electric Twike gets the equivalent of 250 to 500 mpg. Starting at $27,500, the Twike has seen its share of sales success, and inventories are sold out until later this year.
2007 Twike
April 18 - 2007 Katech Performance Street Attack Corvette C6 Z06 Katech Performance has made the Corvette C6 Z06 even better with 600 hp and enhanced induction, cooling and exhaust.
2007 Katech Performance Street Attack Corvette Z06
April 18 - 2007 Diatto by Zagato Ottovu Project Zagato revives the Diatto marque with the Ottovu. Diatto was a distinguished Italian car manufacturer active from 1905 to 1929. Known for their innovation, Diatto racecars featured advanced features such as supercharged eight-cylinders, four speed gearboxes, and four wheel brakes.
2007 Diatto by Zagato Ottovu Project
April 17 - 2007 Porsche Cayenne S Transsyberia This sporting offroader is making its debut in the Transsyberia Rally taking contestants from Moscow all the way though Siberia to Ulaanbaatar in Mongolia from 2-17 August.
2007 Porsche Cayenne S Transsyberia
April 17 - 2007 Porsche Cayman S The performance version of the Cayman features 295 hp from a 3.4 liter mid-mounted horizontal 6.
2007 Porsche Cayman S
April 17 - 2007 Hyundai Veloster Concept A sporty 2+2 concept from Hyundai.
2007 Hyundai Veloster Concept
April 16 - 2007 Chevrolet HHR Panel "Skull from Hell" The winning concept wrap from a competition among students at the Detroit College for Creative Studies.
2007 Chevrolet HHR Panel "Skull from Hell"
April 16 - 2007 GM Daewoo G2X The G2X shares a the Kappa platform with the Opel GT, Saturn Sky, and Pontiac Solstice. Power comes from a turbocharged 2 liter engine producting 260 hp.
2007 GM Daewoo G2X
April 12 - 2008 RUF CTR 3 RUF has just announced this striking new Porsche-based supercar. Powered by a 700 hp twin turbocharged Porsche six, the new CTR 3 has a top speed of 235 mph and a 0-62 mph time of 3.2 seconds. Price will be €380,000 (approx $512,316).
2008 RUF CTR 3
April 12 - Fiat 500 Period Photos Contemporary photos of the Fiat 500 from the 1950s and 1960s.
Fiat 500 Period Photos
April 12 - 2008 Fiat New 500 Fiat has announced a new minicar inspired by the very popular 500 introduced in 1957.
2008 Fiat New 500
April 12 - 2007 Saleen S281 Extreme Ultimate Bad Boy Edition Saleen Inc. has been commissioned by Cannonball Run World Events, Inc to modify 25 stock Saleen S281 Extreme Mustangs with an additional 50 horsepower and identical black-on-black paint and graphics packages. One of the modified 600 horsepower Extremes has been reserved for the winner of the event.

Insurance

Insurance
Compare car insuranceQuotezone Car Insurance & Van Insurance - Click HereQuotezone Car Insurance are our pick of the lot! Their system actually compares quotes from lots of different websites, so - not surprisingly - the prices are incredibly competitive. In the tests we have done, they have given us the cheapest premiums overall. Their online system is very easy to use - but instead of just getting one quote back, we got over 20 prices from different insurers like Quinn Direct, Endsleigh, Swinton as well as a number of lesser known but highly competitive companies. All the companies featured on Quotezone's car insurance system are authorised and regulated by the UK Financial Services Authority so we have no hesitations in recommending them.Value for money 9 / 10Write your testimonialUse this tool to find the Cheapest UK Car Insurance. Click here.Direct Line Car InsuranceDirect Line Car Insurance were consistently one of the cheapest car insurers out there. Out of all the quotes we requested they came second in our review. The testimonials that we get in always mention how competitive Direct Line Car Insurance is. It has been mentioned that the time it takes Direct Line to process a claim is sometimes unacceptable, again, when dealing with the company after making a claim, this is again the case. On the upside and we do speak from personal experience again, taking a policy with them is pretty easy and painless. The staff are generally friendly and they try to up sell you services like Breakdown cover in a Non-Pushy way. Therefore, if you are looking for car insurance that’s cheap, quick and easy to start-up and you aren’t accident prone it maybe a good idea to consider Direct Line.Value For Money 7 / 10Write your testimonialTesco Car InsuranceWe have had varying quotes from Tesco’s Car Insurance. They have generally been quite competitive, not always the cheapest, but, they have never been on the expensive side. The testimonials that we have received suggest that they process their claims promptly. They may fall down on customer service though, with customers complaining that call centre staff are not east to deal with and lack the “common” touch.Value for money 6.5 / 10Write your testimonialEsure Car InsuranceEsure Car Insurance were one of the most expensive companies that we requested quotes from. They fair a bit better if you have a number of no claims bonuses built up. We have had conflicting reports about their customer service, some excellent and others quite poor. The call centre staff are pretty average too. The last person we spoke to appeared not very friendly and rather unhelpful. (We couldn’t remember the exact model of car we drove). Their speed for processing claims is reported as acceptable. Although, some have found them to be slow.Value for Money 6 / 10Write your testimonialUse this tool to find the Cheapest UK Car Insurance. Click here.Norwich Union Car InsuranceOut of all the quotes we requested Norwich Union Car Insurance came up the most expensive. They only take your first five years of No Claims Bonuses into account, so if you have a lot more than that, you might be better looking elsewhere.The process of opening up a new account was long and protracted as they could not find our postal address even though the building has been here for over a hundred years.They have five call centres in the UK. However, we went through to one of their Indian call centres, which resulted in us repeating ourselves a number of times. Our testimonials indicate the speed at which they process their claims has been poor, with unreliable customer service.One positive aspect of dealing with Norwich Union is the call centre staff are friendly.

Forex Trading

Forex Trading
Forex TradingWhat is Forex?The Foreign Exchange market (also referred to as the Forex or FX market) is the largest financial market in the world, with over $1.5 trillion changing hands every day. That is larger than all US equity and Treasury markets combined! Unlike other financial markets that operate at a centralized location (i.e. stock exchange), the worldwide Forex market has no central location.It is a global electronic network of banks, financial institutions and individual traders, all involved in the buying and selling of national currencies.Live Forex RatesAnother major feature of the Forex market is that it operates 24 hours a day, corresponding to the opening and closing of financial centers in countries all across the world, starting each day in Sydney, then Tokyo, London and New York. At any time, in any location, there are buyers and sellers, making the Forex market the most liquid market in the world.Forex RatesEUR/USD 1.3435 1.3349 1.3421USD/JPY 119.40 118.76 119.04GBP/USD 1.9713 1.9602 1.9694USD/CHF 1.2285 1.2193 1.2205EUR/GBP 0.6822 0.6805 0.6815EUR/JPY 159.80 159.05 159.76AUD/USD 0.8242 0.8156 0.8233USD/CAD 1.1533 1.1494 1.1514Whether you are aware of it or not, you already play a role in the Forex market. The simple fact that you have money in your pocket makes you an investor in currency, particularly in the US Dollar. By holding US Dollars, you have elected not to hold the currencies of other nations. Your purchases of stocks, bonds or other investments, along with money deposited in your bank account, represent investments that rely heavily on the integrity of the value of their denominated currency ¨C the US Dollar. Due to the changing value of the US Dollar and the resulting fluctuations in exchange rates, your investments may change in value, affecting your overall financial status. With this in mind, it should be no surprise that many investors have taken advantage of the fluctuation in Exchange Rates, using the volatility of the Foreign Exchange market as a way to increase their capital.Traditionally, access to the Forex market has been made available only to banks and other large financial institutions. With advances in technology over the years, however, the Forex market is now available to everybody, from banks to money managers to individual traders trading retail accounts. The time to get involved in this exciting, global market has never been better than now. Open an account and become an active player in the largest market on the planet. Discover the advantages of investing / trading at Forex Marketbanks and large international companies were able to take advantage of the huge earning potential in currency trading. These days, all you need is a bank account and an internet connection. Forex Clearing Houses are open 24 hours a day, from Sunday evening to Friday afternoon. During that time, anyone can trade anything. Simply jump on your computer and you can do it at home.200:1 LeverageHedge - open positions on the same currency pair in opposite directions without them eliminating each other and without margin increase!Minimum amount to open an mini account - just $500 USD, and standart account $2000 USDUSD and EURO Denominated Account3 points spread on EURUSD and USDJPY.No Commissions No Brokerage & No Exchange Fees! on Trading24 Hour Live, Liquid Trading MarketNo Lock Period anytime can withdraw your fund24/7 Live Customer Service.Demo Trading Account.

Real Estate

Real Estate
Real estateReal estate or immovable property is a legal term (in some jurisdictions) that encompasses land along with anything permanently affixed to the land, such as buildings. Real estate (immovable property) is often considered synonymous with real property (also sometimes called realty), in contrast with personal property (also sometimes called chattel or personalty). However, for technical purposes, some people prefer to distinguish real estate, referring to the land and fixtures themselves, from real property, referring to ownership rights over real estate.The terms real estate and real property are used primarily in common law, while civil law jurisdictions refer instead to immovable property.In law, the word real means relating to a thing (from Latin res/rei, thing), as distinguished from a person. Thus the law broadly distinguishes between [real property] (land and anything affixed to it) and [personal property] (everything else, e.g., clothing, furniture, money). The conceptual difference was between immovable property, which would transfer title along with the land, and movable property, which a person would retain title to. (The word is not derived from the notion of land having historically been "royal" property. The word royal — and its Castilian cognate real — come from the related Latin word rex-regis, meaning king.)British, French and Italian usages of the termIn British usage, however, “real property”, often shortened to just “property”, refers rather to land and fixtures as such while the term “real estate” is used mostly in the context of probate law, and means all interests in land held by a deceased person at death excluding interests in money arising under a trust for sale of or charged on land.[1]In French and Spanish, real estate is called "immovables" (immobilier in French and inmueble in Spanish); other property is called "movables" (mobilier and mueble). Italian is similar: in The Godfather Part III, former mobster Michael Corleone acquires control of a fictional real-estate investment firm called "International Immobiliari", which is also called "the world's largest landlord."Business sectorWith the development of private property ownership, real estate has become a major area of business. Purchasing real estate requires a significant investment, and each parcel of land has unique characteristics, so the real estate industry has evolved into several distinct fields. Specialists are often called on to valuate real estate and facilitate transactions. Some kinds of real estate businesses include:Appraisal - Professional valuation servicesBrokerages - Assisting buyers and sellers in transactionsDevelopment - Improving land for use by adding or replacing buildingsProperty management - Managing a property for its owner(s)Real Estate Marketing - Managing the sales side of the property businessRelocation services - Relocating people or business to a different countryWithin each field, a business may specialize in a particular type of real estate, such as residential, commercial, or industrial property. In addition, almost all construction business effectively has a connection to real estate."Internet Real Estate" is a term coined by the internet investment community relating to the parallel that exists between high quality internet domain names and real-world, prime real estate. Many internet companies actually use the address of properties as domain names.LevelsAccording to The Economist, "developed economies'" assets at the end of 2002 wasResidential property: $48 trillionCommercial property: $14 trillionEquities: $20 trillionGovernment bonds: $20 trillionCorporate bonds: $13 trillionTotal: $115 trillionThat makes real estate assets 54% and financial assets 46% of total stocks, bonds, and real estate assets. Assets not counted here are bank deposits, insurance "reserve" assets, and human assets; also it is not clear if all debt and equity investments are counted in the categories equities and bonds. For US asset levels see FRB: Z.1 Release-- Flow of Funds Accounts of the United States.Mortgages in real estateIn recent years, many economists have recognized that the lack of effective real estate laws can be a significant barrier to investment in many developing countries. In most societies, rich or poor, a significant fraction of the total wealth is in the form of land and buildings. In most advanced economies, the main source of capital used by individuals and small companies to purchase and improve land and buildings is mortgage loans --bank loans for which the real property itself constitutes collateral. Banks are willing to make such loans at favorable rates in large part because, if the borrower does not make payments, the lender can foreclose by filing a court action that lets them take back the property and sell it to get their money back. But in many developing countries there is no effective means by which a lender could foreclose, so the mortgage loan industry, as such, either does not exist at all or is only available to members of privileged social classes.

Creditcards

Creditcards
Credit Cards InformationAvoiding credit card fees – tips and tricksFees and charges; it seems that credit cards have a never-ending list of them. So how do you avoid them? How can you have the convenience of a credit card without it breaking the bank? The first thing you need to do is choose the credit card that’s right for you.read moreLow-rate credit cardsIn an attempt to stay ahead of the pack, credit card providers are now offering special incentives to customers. These include 0% balance transfers, rewards programs and attractive ongoing interest rates. But is the low-rate credit card really as good as it sounds?read moreCredit cards and internet securityWith technology advancing rapidly, so is the opportunity for abuse. Fraudsters have jumped on the internet bandwagon, developing new methods of stealing credit card information. So how do can you keep your credit card information secure?read moreLow Introductory Rate Credit Cards – a honeymoon for your credit balanceHoneymoon periods on credit cards are just like the honeymoon of a marriage: they start off well enough but the real work begins afterwards.If you are thinking of utilising a honeymoon period, you should read this article and make sure you know what you‘re getting - not all that glitters is gold.read moreDebit cards: get the flexibility of a credit card but avoid the debtIf you’re the kind of person who struggles to reign in your credit card debt each month, a debit card could be for you. Debit cards have all the functionality of credit cards – you can make purchases online or over the phone – but only let you spend money you actually have.read moreCredit card fraud - keep your details secure and avoid being scammedWith $100 million worth of funds stolen in Australia each year, credit card fraud is something you need to take seriously. This article examines the most popular credit card scams, and how you can avoid them.